Just like a monkey...

... I have dutifully marked all "*bank"-spam messages as "phising" at the webinterface of my mailprovider. But what is the difference between spam and phising anyway? Yes, I know, phising is directed at the login information for my bank and other financial services. But spam mail wants to part me from my money as well. So in the end, what is the difference? I should mark all spam as phising...